Homeowners association explained

Developers or builders form home associations when buyers purchase a multi-family building, a condo building, or a traditional single-family subdivision. According to Bankrate, there are actual documents that the builders record with the county. Some rules are put in...

Should I just pay my speeding ticket?

You may not be very happy when an officer pulls you over and gives you a speeding ticket. You may not have the money to pay it or worry about what it will do to your insurance rates. Perhaps you can pay it, but you really do not want it to impact your driving record....