It is surprising how incredibly easy it is to pick up speed. You have a clear lane ahead of you with traffic on both sides. You smile at your good luck, relax into your seat and the next thing you know, you are 15 MPH over the speed limit. Most times, you are lucky enough to catch yourself and adjust your speed. Other times, the flashing blue lights behind you are your first indication. 

According to NerdWallet, a speeding ticket can have three main effects: 

  • Cause long-term spikes to your insurance rates 
  • Cost money in ticket fines and court fees 
  • Affect your driving record 

If you do get pulled over, it’s important to get some information. This may help to make or break your defense in court. NerdWallet lists the first as asking about the detection device they used to judge your speed. Once you have this information, be polite and say as little as possible. After the incident, take some time to write down everything you can remember. Make note of the date, time of day, the location or any obscured speed limit signs you may have noticed. 

Some people decide to pay for the ticket and avoid the day in court. With so much at stake, others decide to fight it. What approach works for you may depend on your circumstances and the strength of your case. If you do decide to go to court, there are some options that may be available to you. 

The most important one is the potential for delaying the hearing. This may give you additional time to prepare. Use that time to plan your questions, research the speed equipment, gather evidence or contact professionals to assist. If there was a passenger in your car, you may also consider calling in a witness. 

This article shares information from NerdWallet on what to do if you get a speeding ticket. It should not be used as legal advice.